Medicare Planning Made Easy

an older couple recieving assistance signing up for Medicare

Medicare is a puzzle of PART A, PART B, PART C, and PART D. It sure can get confusing being PART of the Medicare system; let us make it easier by being PART of your Medicare Plan.

Retka Insurance Center specializes in expert Medicare planning assistance. We will answer all your questions, search for the right plan to fit your specific needs, and even help you complete your paperwork. Whether you are already Medicare eligible, or are quickly approaching that golden number, let us put our insightful experience to work for you.

Our independent insurance agents at Retka Insurance Center can simplify the Medicare process, acting as your personal guide.

When do I sign up for Medicare?

How do I sign up for Medicare?

What if I am still working and have employer coverage?

Will I be penalized for delaying Medicare coverage?

How do I determine which plan is right for me?

What are the costs and deductibles?

I already have Medicare; do I need anything more?

Example Medicare card

Start the Search for the Right Medicare Plan for You

(click a logo below)

Please Note: All comparison / quoting resources on this page do not provide all the plan options available to you. For a more accurate listing of your available options, we encourage you to contact our office to schedule a free, no-hassle appointment.

Medicare: Getting to the Basics

What is Medicare?

Medicare is a federal health insurance program designated for individuals 65 and older, as well as for younger individuals who qualify due to a disability, End-Stage Renal Disease, or other special circumstance.

The 4 Parts of Medicare

Medicare Part A

Hospital Insurance
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part B

Medical Insurance
Covers certain doctors' services, outpatient care, medical supplies, and preventive services.

Medicare Part C

Private Insurance Option
Part C plans are offered through private insurance companies and approved by Medicare. They are also known as Medicare Advantage or Medicare Health plans. Before enrolling in a Part C plan, you must first enroll in Original Medicare Parts A and B.

Medicare Part D

Perscription Drug Coverage
Part D adds prescription drug coverage to:

  • Original Medicare
  • Some Medicare Cost Plans
  • Some Medicare Private-Fee-for-Service Plans
  • Medicare Medical Savings Account Plans

Get Started Today!

Contact Retka Insurance Center today for a hassle-free consultation. We are happy to discuss your options at our Little Falls office location or over the phone today.