Independently Working to Provide the Best Insurance Coverage for You Since 1982

Retka Insurance Center is an independent insurance agency serving individuals and businesses throughout Minnesota.

Located on the west side of the Mississippi River in Little Falls, MN, Retka Insurance Center, LLC operates as an independent insurance agency providing services for a wide variety of insurance products. In business for over 35 years, we know that no two clients are alike and that these differences extend to their specific insurance needs and budgetary concerns. For these reasons, our licensed insurance agents work diligently with each client, tailoring insurance policies that best fit their demands.

Our ability to match the perfect insurance coverage with your individual needs is not an accident. It is the result of experienced insurance agents with trained insight for locating the right insurance in an ever-evolving industry. Whether your needs are personal, or business related, we invite you to contact us to see why so many are turning to Retka Insurance Center.

Why Work with an Independent Insurance Agent?

In today’s world buying insurance is not like buying bread or milk. It is complicated and deserves the detailed attention that only an independent agent can provide. Insurance is an important safety net for your family, home, car, and business. Buying your insurance from just any agent or any company could be costing you money, service, and protection. Do not treat the purchase lightly!

There is a difference in where you buy your insurance protection; people often do not realize there are three sources for insurance:

  1. Captive Agents, who can sell you the insurance of only one company.
  2. Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.
  3. Independent Insurance Agents, who represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage, and service. Retka Insurance Center falls into this category, representing and coordinating coverage with more than twenty insurance companies.

The Retka Insurance Agency Team


Eugene (Gene) Retka

Owner / Independent Insurance Agent

Gene has 42+ years of insurance experience. He started his career with Banker’s Life & Casualty. Deciding to further his career, he became an independent agent in 1993 to offer his clients more choices for their insurance needs. Gene is licensed for Property & Casualty and Life & Health, with his primary focus in Medicare. In his spare time, Gene enjoys crop farming, collecting, and restoring John Deere 2 Cylinder Tractors, researching family genealogy as well as playing polka music.


Janet Retka

Owner / Independent Insurance Agent

Janet has more than 35+ years of insurance experience, originally spending 17 years with another local insurance agency. Licensed in Property & Casualty and Life & Health, she focuses on Property Casualty. Janet enjoys researching family genealogy, scrapbooking, and taking in polka-fests.


Kris Boros

Licensed Insurance Agent Assistant

Kris came to our agency from a background in law. She is a capable and competent individual who makes a great addition our staff. She is ready and able to quote your coverage or service your policy. Kris is married with five children.


Michael (Mike) Retka

Insurance Sales and Service

Michael has been with the agency for nine years. He is certified to advise eligible Medicare beneficiaries on their options with Prescription Drug Plans and Medicare Health Plans. Michael is also a certified MNsure Broker, assisting clients with enrolling in Qualified Health Plans and applying financial assistance. Outside the office, he shares his musical abilities as a church music director and provides musical accompaniment at many local churches. He is a member of NAIFA, MAHU, and the Knights of Columbus.

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Joel Larson

Licensed Agent

Joel worked with Gene when he first started selling insurance in 1994 and he is very happy to be back with Gene. Retka Insurance Center can provide more options and provide more client support.

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Marianne McCoy

Licensed Agent Assistant

Mia joined our agency in 2021 working on Health and Life insurance products. She is excited to be back in Little Falls after a long absence. She has a background in music performance and education, and loves community theater, choral singing, and being involved with the music at some of our local parishes. Mia looks forward to meeting you, whether in person or on the phone; and is eager to help you resolve any questions or problems you might have regarding your insurance.

Stop into see the agents at Retka Insurance Today!

If you can’t make it into our office, please give us a call or fill out our contact form.